Rated 5 / 5 based on 140+ Google reviews

You're already paying a mortgage... it's just someone else's.

020 3813 7800

Almost every first-time buyer who sits down with us thinks they're not ready. They think buying a home is too far away, too complicated, or just out of reach. But most of the time, that's not the case. We'll help you work out your budget, find the right home, negotiate the price, arrange your mortgage, and deal with all the solicitor paperwork. We'll take everything off your plate and guide you every step of the way until the keys are in your hands.

How we actually get you your keys

We do the whole thing, not just the mortgage.

Most brokers arrange the mortgage and then disappear. We take the whole thing off your plate, from your first call to the day you hold your keys.

1

We Start With Your Real Numbers

We assess your income, deposit and financial situation so you know exactly how much you can afford.

2

We Find Your Property

Tell us your preferred area and requirements. We'll research suitable properties and arrange viewings.

3

We Negotiate For You

We negotiate on your behalf using market data and local knowledge, helping many clients save thousands.

4

We Arrange Your Mortgage

With access to over 100 lenders, we compare the market to find the most suitable mortgage.

5

We Handle The Solicitor Process

We complete paperwork, liaise with your solicitor and keep everything progressing smoothly.

6

We Hand You The Keys

Once everything is complete, we'll help finalise the paperwork so you can collect the keys to your new home.

No keys, no fee

We only get paid when you get your home.

This works in your favour. We do not get paid until you get your keys. So we push hard the whole way. We chase the solicitors, we fight for a better price, and we never let your deal go quiet. No keys, no fee.

£1,995
when you buy a home
£995
for a remortgage
£0
product transfer

Payable only on completion. Nothing up front.

Yes, I want to buy my first property

Client Reviews & Testimonials

Real Reviews from First Time Buyer Clients

Rated 5 / 5 based on 140+ Google reviews. Showing our favourite reviews.

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Frequently asked

Before you book, the questions we get asked most.

Depending on your circumstances, there are lenders offering first-time buyer mortgages with as little as a 5% deposit. The 20% figure many buyers assume they need is rarely a hard requirement - it's a myth that keeps people renting longer than they have to. We'll tell you exactly what applies to your situation on your free call.

One lender saying no doesn't mean every lender will. Every lender reads income, credit and affordability differently. We review why the decline happened and match you with lenders who view your circumstances differently - most declines happen for a reason that can be fixed.

Often, yes - even if your own bank has said no. Every lender assesses self-employed income differently; some want three years of accounts, some are far more flexible. We work across 100+ lenders, so we know which ones are likely to say yes to a business like yours.

No keys, no fee. We don't charge you a penny unless you actually complete on your home. That means our incentive is always aligned with yours - we chase harder and negotiate harder because our payday depends on it too.

No - we're whole-of-market advisers, authorised and regulated by the FCA (number 1053381), and we compare products from over 100 lenders. A high-street bank can only show you its own products; we show you the whole market.

Filling in the form takes less than a minute, and most buyers get a call booked within the same week. From there, timelines depend on your circumstances – typically 6-8 weeks, We manage the whole process - solicitors, lenders and paperwork - right through to you collecting your keys

Ask a Question 020 3813 7800